Head of Internal Audit

• You're a confident communicator - you're comfortable engaging with senior stakeholders and can influence decisions with clarity and credibility.
• You've got a solid grasp of audit, risk, and governance - especially within the insurance world - and you know how to apply that knowledge in a practical, commercial way.
• You understand Gibraltar's regulatory landscape - particularly the GFSC - and you know how to navigate its requirements with confidence.
• You think strategically but never miss the detail - you're able to step back and see the bigger picture while staying on top of the finer points that matter.
• You're a pro at juggling priorities - especially in a fast-moving, regulated environment where things don't always go to plan.

• Contributing to the overall strategic direction of the Group Internal Audit function and participating in the annual planning process.
• Lead the planning, execution, and reporting of internal audits, ensuring alignment with regulatory expectations in Gibraltar.
• Leading audit fieldwork, evaluating the effectiveness of controls, drafting audit findings, writing up conclusions, and preparing audit reports.
• Ascertaining compliance with established policies and procedures, and identifying actual and potential weaknesses in controls, cost savings and efficiencies.
• Challenging risk management approaches with Management and recommending improvements.
• Adopting innovative and efficient audit techniques, such as use of data analytics, embedded/real-time assurance, auditing risk culture and principles of agile audit methodology.
• Managing positive senior stakeholder engagement throughout the audit timeline to encourage auditees to collaborate fully to achieve the purpose of the audit.
• Proactively evaluating risks and internal controls against changing trends and market/economic conditions.
• Sharing with the results of the audit with auditees and agreeing appropriate actions and timelines to remedy any audit findings.
• Tracking agreed audit actions through to completion.
• Supporting the preparation of papers for audit and risk committees, incorporating Gibraltar-specific regulatory insights.
• Supporting continuous improvement in the internal audit service and processes.
• Maintain up-to-date knowledge of Gibraltar's regulatory landscape and ensure audit practices reflect current requirements.
• Comply with the requirements, and act in accordance with, the Group Code of Conduct and Fitness and Propriety policies at all times.
• Ensure compliance with Company Policies, Values and guidelines and other relevant standards/ regulations at all times, including compliance with the Gibraltar Financial Services Commission (GFSC)

• Extensive experience in internal audit within financial services, ideally with exposure to Solvency II and Gibraltar regulatory frameworks.
• Strong understanding of audit, risk management, and governance in an insurance context.
• Experienced in building relationships with senior management.
• Influencing and networking with senior people to achieve consensus and collaboration.
• Evidence of proven career track record and consistent record of achievement.
• Prior experience interacting with the GFSC or similar regulatory bodies.
• Familiarity with the UK and Gibraltar personal lines insurance markets.
• Excellent communication and stakeholder management skills, including with regulators and senior executives.
• Strong analytical and strategic thinking capabilities.
• Ability to balance regulatory scrutiny with commercial awareness.
• High attention to detail and problem-solving ability.
• Proficient in IT tools including Excel, Word, and PowerPoint.
• Recognised compliance, audit, or legal qualification preferred, such as Chartered Internal Auditor (IIA) or CCAB qualification (e.g., ICAEW).
• Cert CII qualification desirable

• High integrity and reliability, with a strong sense of accountability.
• Calm and confident under pressure, with a collaborative and proactive approach.
• Demonstrates leadership in upholding corporate values and regulatory standards.
• Self-motivated, organised, and capable of working independently or as part of a team.
• Committed to continuous improvement and driving high standards.

First Central Insurance & Technology Group